Terms of Service
Chris Fix My Credit
Effective Date: February 01, 2026
1. Acceptance of Terms
By accessing or using the website www.chrisfixmycredit.com, submitting any form, or engaging with services provided by Chris Fix My Credit (“we,” “us,” or “our”), you agree to be bound by these Terms of Service. If you do not agree, do not use our services.
2. Services Provided
Chris Fix My Credit provides credit education, credit repair assistance, business funding guidance, document review, dispute assistance, and related financial consulting services. We do not guarantee specific credit score increases, deletions, approvals, or funding outcomes.
3. Eligibility
You must be at least 18 years old to use our services or receive communications from us.
4. SMS Messaging Terms
Description of SMS Use Cases
By opting in, you may receive SMS messages related to:
Account updates
Appointment confirmations and reminders
Document requests
Dispute status updates
Compliance notifications
Customer support communications
Messages are service-related only and sent exclusively to users who have explicitly opted in.
Message Frequency & Rates
Message frequency varies. Message and data rates may apply.
Opt-Out Instructions
You may opt out of SMS messages at any time by replying STOP.
For assistance, reply HELP or contact customer support.
Carrier Disclaimer
Carriers are not liable for delayed or undelivered messages.
Consent
Consent to receive SMS messages is not a condition of purchase.
5. User Responsibilities
You agree to:
Provide accurate and truthful information
Upload only documents you have legal rights to share
Use services for lawful purposes only
You may not misuse, attempt to disrupt, or reverse engineer any part of the service.
6. No Legal or Financial Advice
Chris Fix My Credit does not provide legal, tax, or financial advice. Information provided is for educational and service-support purposes only. You are encouraged to consult licensed professionals where appropriate.
7. Limitation of Liability
Chris Fix My Credit shall not be liable for any indirect, incidental, consequential, or special damages arising from your use of the services, including but not limited to credit decisions made by third parties.
8. Data & Privacy
Your use of this website and services is also governed by our Privacy Policy:
👉 https://www.chrisfixmycredit.com/privacy-policy
9. Termination
We reserve the right to suspend or terminate services at our discretion for violations of these Terms or misuse of services.
10. Modifications
We may update these Terms of Service at any time. Updates will be posted on this page and are effective immediately upon posting.
11. Contact Information
Customer Support:
📧 [email protected]